By accessing or using www.ibiopath.com, you agree to be bound by these Terms and Conditions.

If you do not agree, you should discontinue use of the website.

iBioPath LLC provides educational resources, financial consulting, credit-related services, business funding assistance, mortgage and real estate referrals, and related professional services.

Nothing on this website constitutes legal, tax, accounting, investment, or financial advice.

You must be at least 18 years old and legally capable of entering into a binding agreement to use our services.

Results vary based upon each client's unique circumstances.

iBioPath does not guarantee:

• Credit score increases
• Loan approvals
• Funding approvals
• Mortgage approvals
• Specific financial outcomes
• Timing of results

Past performance does not guarantee future results.

You agree to:

• Provide truthful information
• Maintain accurate account information
• Protect your login credentials
• Cooperate during the service process
• Notify us of unauthorized account activity

All website content including:

• Text
• Graphics
• Logos
• Branding
• Videos
• Downloads
• Documents
• Software

is the exclusive property of iBioPath LLC and may not be copied, reproduced, distributed, or modified without written permission.

Fees for services are outlined in your service agreement.

Unless otherwise stated:

• Payments are non-refundable after services have begun.
• Returned payments may incur additional fees.
• Subscription services renew according to the applicable agreement unless canceled.

Certain services may involve third-party companies including:

• Lenders
• Credit reporting agencies
• Payment processors
• Financial institutions
• Technology providers

iBioPath is not responsible for the actions, decisions, or services of third parties.

By submitting information through our website, you consent to receive communications electronically, including emails and text messages related to your account or requested services.

To the fullest extent permitted by law, iBioPath LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of this website or our services.

Our maximum liability shall not exceed the amount paid by you for services giving rise to the claim.

You agree to indemnify and hold harmless iBioPath LLC, its owners, employees, contractors, affiliates, and partners from any claims arising from your misuse of the website or violation of these Terms.

All website content is provided "AS IS" without warranties of any kind.

We make no guarantees regarding:

• Website availability
• Accuracy of information
• Error-free operation
• Compatibility with all devices

These Terms shall be governed by the laws of the State of Florida without regard to conflict of law principles.

Any legal action shall be brought in the appropriate state or federal court located in Florida.

We reserve the right to modify these Terms at any time.

Continued use of the website following any updates constitutes acceptance of the revised Terms.

iBioPath LLC

11214 E Dr Martin Luther King Jr Blvd

Seffner, FL 33584

Website: www.ibiopath.com

Email: support@ibiopath.com

Last Updated: June 26, 2026